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AMERICAN EXPRESS

The special perk of this credit card is the collection of Payback points with every purchase, except at gas stations. Payback points are loyalty points which are usually collected at all partner companies, but with this American Express Payback card, it does not matter if the store is a Payback partner store or not. The 10 minute registration process can be done online, you will only need to identify yourself either via an online service or via PostIdent, which is a check of your passport at a local post office.
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